LEGAL RISK DISCLAIMER FOR PAY1 EXCHANGE

IMPORTANT: PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE REVIEWING ANY INFORMATION CONTAINED WITHIN THIS PAY1 EXCHANGE WEBSITE.

By accessing and reviewing this Pay1 Exchange Website, you acknowledge and agree to the following terms and conditions. The information provided herein is for informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other sort of advice, and should not be treated as such. You are solely responsible for your own decisions.

No Financial Advice or Endorsement:

This Pay1 Exchange Website does not constitute an offer to sell or the solicitation of an offer to buy any digital assets, securities, or other financial instruments. The information contained herein is not intended to provide, and should not be relied upon for, accounting, legal, or tax advice or investment recommendations. You should consult your own financial, legal, tax, and other professional advisors before making any investment or financial decisions. No regulatory authority has examined or approved any of the information set out in this Pay1 Exchange Website.

High Risk of Loss:

Participation in the cryptocurrency market, including the acquisition, holding, and trading of Pay1 Coin and any involvement with the Pay1 Exchange Team project, carries a high degree of risk. The value of cryptocurrencies is highly volatile and can fluctuate significantly, potentially leading to a total loss of your investment. You should only invest funds that you can afford to lose.

Market Risks and Volatility:

The cryptocurrency market is inherently risky and subject to rapid and unpredictable price swings. Various factors, including but not limited to market sentiment, regulatory changes, technological advancements, adoption rates, competition, and macroeconomic events, can significantly impact the value of Pay1 Coin and the success of the Pay1 Exchange Team project. You acknowledge and accept that past performance is not indicative of future results.

Technological and Security Risks:

The Pay1 Exchange Team project and Pay1 Coin rely on blockchain and other emerging technologies, which are subject to inherent risks, including, but not limited to:

- Hacks and Security Breaches: Cryptographic assets are susceptible to theft through hacking, phishing attacks, social engineering, and other malicious activities. The Pay1 Exchange Team project and Pay1 Coin are not immune to such risks, which could result in the loss of your digital assets.

- Protocol Vulnerabilities and Errors: The underlying blockchain protocols, smart contracts, or other software governing Pay1 Coin and Pay1 Exchange Team may contain technical flaws, vulnerabilities, bugs, or errors that could lead to the loss or malfunction of the system, including the loss of funds.

- Network Congestion and Delays: Blockchain networks may experience periods of high congestion, leading to slow transaction processing times or transaction failures.

- Operational Risks: The operation of the Pay1 Exchange Team project may be subject to technical difficulties, system failures, hardware failures, software malfunctions, distributed denial-of-service attacks, power outages, or human error, which could negatively impact the project and the value of Pay1 Coin.

Regulatory and Legal Risks:

The regulatory landscape governing cryptocurrencies and blockchain technology is constantly evolving and remains uncertain in many jurisdictions. Changes in laws, regulations, or policies, including restrictions on the use, transfer, or holding of digital assets, could adversely affect the Pay1 Exchange Team project, the utility and value of Pay1 Coin, and your ability to hold or trade it. Future legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, value, and/or liquidity of Pay1 Coin.

Third-Party Risks:

The Pay1 Exchange Team project may rely on third-party service providers, exchanges, custodians, or other intermediaries, whose actions or inactions, including their insolvency, security breaches, or failure to comply with applicable laws and regulations, could negatively impact the project and the value of Pay1 Coin. The Pay1 Exchange Team project is not responsible for the actions or failures of such third parties.

Lack of Liquidity:

There is no guarantee that Pay1 Coin will have any significant liquidity or that a secondary market for Pay1 Coin will develop or be sustained. Lack of liquidity could mean that Pay1 Coin may be difficult to sell.

No Guarantees or Promises:

No guarantees or promises of future performance, success, appreciation in value, or profitability are made with respect to Pay1 Coin or the Pay1 Exchange Team project. The past performance of any cryptocurrency or blockchain project is not indicative of future results. Any statements about potential future developments are forward-looking statements and subject to inherent risks.

Errors and Omissions:

While reasonable efforts have been made to ensure the accuracy of the information presented in this Pay1 Exchange Website, it may contain technical inaccuracies, typographical errors, or omissions. The Pay1 Exchange Team disclaims any responsibility for any such errors or omissions. The Pay1 Exchange Team does not undertake to update this Pay1 Exchange Website unless it deem fit to do so under regulatory law.

Indemnification:

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless the Pay1 Exchange Team, its developers, founders, officers, directors, employees, contractors, consultants, advisors, shareholders, agents, affiliates, successors, and assigns (collectively, the "Indemnified Parties") from and against any and all claims, demands, actions, suits, proceedings, investigations, judgments, damages, losses, debts, liabilities, obligations, costs, expenses (including, without limitation, reasonable attorneys' fees and expenses), and causes of action of any kind or nature whatsoever, whether known or unknown, suspected or unsuspected, foreseen or unforeseen, matured or unmatured, relating to or arising out of:

- Your access to or use of this Pay1 Exchange Website or any information contained herein.

- Your participation in the cryptocurrency market, including the acquisition, holding, ownership, transfer, sale, or trading of Pay1 Coin.

- Your interaction with the Pay1 Exchange Team project or any related software, platforms, or services.

- Any financial losses, harm, or other damages you may incur as a result of:

- Market volatility or fluctuations in the price of Pay1 Coin.

- Technological failures, malfunctions, or disruptions.

- Security breaches, hacking incidents, or other unauthorized access.

- Regulatory changes or legal actions.

- Errors, omissions, inaccuracies, or misstatements in this Pay1 Exchange Website or any other communication.

- Your reliance on any advice, financial product, or security related to Pay1 Coin or Pay1 Exchange Team, regardless of its source.

- The negligence, acts, or omissions of any third party.

This indemnification shall apply even if such losses, harm, or damages are caused by the Indemnified Parties' own negligence.

Forward-Looking Statements:

This Pay1 Exchange Website may contain forward-looking statements that are subject to risks and uncertainties. These statements are based on current expectations and beliefs and are not guarantees of future performance. Actual results may differ materially from those expressed or implied in such statements. Factors that could cause or contribute to such differences include, but are not limited to, those discussed herein.

No Warranty:

The Pay1 Exchange Team provides the information in this Pay1 Exchange Website on an "as is" and "as available" basis without any representations or warranties of any kind, express or implied, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, or accuracy. The Pay1 Exchange Team does not warrant that the information in this Pay1 Exchange Website is complete, accurate, current, or reliable.

By proceeding to read the subsequent sections of this Pay1 Exchange Website, you explicitly acknowledge that you have read, understood, and agree to the terms of this Risk Disclaimer in its entirety.

This document is for information purpose only. Nothing described, portrayed or stated is a offering or solicitation of a security or financial product, asset or derivative. No financial advice is offered, suggested or provided. Copyright © 2025 PAY 1 EXCHANGE Sole Ltd. All Rights Reserved.